# CryptoCard

Source: https://xmrlist.com/site/cryptocard
Grade: D (Not recommended)
Category: Cards / Prepaid Cards
Status: Questionable
Website: https://cryptocard.net
Last checked by XMRList: 2026-11-01

## Summary

Not recommended right now: marked Questionable by XMRList.

CryptoCard issues Mastercard cards funded with crypto after an email-only sign-up, with no ID, selfie or phone number. Top-ups accept BTC, XMR, ETH, USDT on two networks, LTC and TRX, carry a 1% fee and have a $100 minimum. The first virtual card is free, extra virtual cards cost $2 each with up to five active, and an optional physical card costs $15 plus $20 shipping. Cards work online and through Apple Pay and Google Pay, with 3-D Secure codes sent by email. Balances earn a variable 4% a year funded by lending and staking reserves, which the site notes is not a bank deposit.

## Monero facts

- Accepts XMR: Yes
- XMR discount: Not published
- KYC: None
- Payment processor: Not published
- Tor: No onion address found
- Countries served: Worldwide Mastercard acceptance, subject to merchant and issuer restrictions
- Online since: 2023

## Strengths

- Monero top-ups at a 1% fee
- Email-only account, no ID
- API for issuing virtual cards

## Caveats

- $100 minimum top-up
- Balance reserves are lent and staked, not bank-protected
- Merchant acceptance not guaranteed

## Why this grade

- +25 Monero confirmed on its own site
- +20 No KYC published
- -20 Marked Questionable by XMRList
- +4 Online since 2023 (3 years)
- +6 Details checked by XMRList on 1 Nov 2026
- Held at D: Marked Questionable by XMRList