About PrivCart
PrivCart is a crypto payment gateway for online stores, marketplaces and shop counters, live since August 2026, that accepts twelve assets including native Monero, Bitcoin, Ethereum, Solana, Litecoin and several ERC-20 stablecoins. Payments land in a PrivCart balance and are held there until the merchant withdraws, when a flat 1% fee is taken, so it is custodial rather than wallet to wallet. Monero invoices need 10 confirmations. No ID or business documents are asked for, and there is no rolling reserve. Integration is a line of code for Shopify, WooCommerce, BigCommerce or HTML, plus a REST API, webhooks and an in-person invoice mode. Refunds are manual.
Monero-specific facts
Checked against PrivCart's own website on 1 Nov 2026. Something wrong or out of date? Report it.
Pros
- No KYC or rolling reserve
- Flat 1% fee charged only on withdrawal
- Pays out in real XMR
Cons
- Custodial, funds held until withdrawal
- Launched August 2026, short track record
- Refunds must be sent manually
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