Best AI tools that accept Monero (2026)
AI chat, image and API services you can pay for with XMR, so your prompts are not tied to a card in your name. Ranked by XMRList grade, then by our checked facts. Facts last checked 1 Nov 2026. How we grade.
| # | Service | Grade | KYC | Tor | No JS | XMR discount | Checked |
|---|---|---|---|---|---|---|---|
| 1 | PayAIwithCryptoPayAIwithCrypto earns an A: Monero confirmed on its own site, no KYC published and verified by XMRList editors. | A | None | — | Yes | — | Nov 2026 |
| 2 | Obscurify.aiObscurify.ai rates B: Monero confirmed on its own site and no KYC published. | B | None | Yes | — | — | Nov 2026 |
| 3 | ObscurifyObscurify rates B: Monero confirmed on its own site and no KYC published. | B | None | Yes | — | — | Nov 2026 |
| 4 | AxonAxon is usable with caveats: online since 2026, under 2 years. | C | None | — | — | — | Nov 2026 |
| 5 | nullsinknullsink is usable with caveats: online since 2026, under 2 years. | C | None | — | — | — | Nov 2026 |
| 6 | MiacotaMiacota is usable with caveats: online since 2026, under 2 years. | C | None | — | — | — | Nov 2026 |
| 7 | konkin.iokonkin.io is usable with caveats: online since 2026, under 2 years. | C | None | — | — | — | Nov 2026 |
| 8 | NanoGPTNanoGPT is usable with caveats: Monero support is not confirmed on its site. | C | None | — | — | — | Nov 2026 |
| 9 | PayPerQPayPerQ is usable with caveats: Monero support is not confirmed on its site. | C | None | — | — | — | Nov 2026 |
| 10 | ozeyeozeye is usable with caveats: online since 2026, under 2 years. | C | — | — | — | — | Nov 2026 |
| 11 | Anonkey.stAnonkey.st is usable with caveats: online since 2026, under 2 years and website did not respond at the last check. | C | None | — | Yes | — | — |
| 12 | UncensoredLabsUncensoredLabs is usable with caveats: online since 2026, under 2 years and Monero support is not confirmed on its site. | C | None | — | — | — | Nov 2026 |
| 13 | WormGPTWormGPT is usable with caveats: online since 2025, under 2 years and Monero support is not confirmed on its site. | C | None | — | — | — | Nov 2026 |
| 14 | molt.productionsmolt.productions is usable with caveats: online since 2026, under 2 years and website did not respond at the last check. | C | None | — | — | — | — |
| 15 | CyberKimiCyberKimi is usable with caveats: Monero support is not confirmed on its site. | C | — | — | — | — | Nov 2026 |
Only listings graded A–C that we have written up ourselves. Sponsored placements are not ranked higher. See all AI Services. Compare any two from their listing pages.
Before you pay
- Check whether the service needs an account or email: several sell prepaid credit without one.
- Pay-as-you-go credit is safer than a subscription you can't cancel anonymously.
- Prompts still reach the model provider. Read who processes them, and don't paste anything you would not want stored.
Frequently asked questions
Which are the best AI tools that accept Monero?
By XMRList grade, the top picks right now are PayAIwithCrypto, Obscurify.ai, Obscurify. Grades come from checked facts (KYC, Tor access, track record, uptime) and a public rubric; sponsorship is never an input.
How is this list ranked?
By XMRList grade (A first), then by grade score and number of reviews. Only listings we have checked and written up ourselves are included. Facts were last checked 1 November 2026.
Can I use these without KYC?
13 of the 15 listed here need no ID, according to their own terms. The KYC column shows each one.
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