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ChangeNOW vs SimpleSwap

Side by side from the facts on each listing, checked by XMRList. Latest check 6 Nov 2026. Grades come from a public rubric; sponsorship is never an input.

Key differences

  • Both hold grade B on XMRList's rubric.
BChangeNOW BSimpleSwap
XMRList gradeB · Good, one trade-offB · Good, one trade-off
StatusVerifiedVerified
TypeInstant SwapsInstant Swaps
KYCOptional / sometimesOptional / sometimes
Accepts XMR directlyYesYes
Tor (.onion) addressNoNo
Operating since20172018
Based inSaint Vincent and the GrenadinesMarshall Islands
Uptime, last 30 days100%100%
User reviews3.5/5 from 42.8/5 from 6
Facts last checked6 Nov 20261 Nov 2026
Strengths
  • No account needed for standard swaps
  • Many XMR pairs plus card purchases
  • Fixed or floating rate options
  • No account needed
  • Many XMR pairs
  • Mobile apps available
Caveats
  • Flagged swaps can require ID
  • Card purchases go through third parties with their own KYC
  • KYC is mandatory for residents of the EU, US, Japan, South Korea, Singapore, Hong Kong, UAE, Australia and Canada (terms updated 17 Sep 2026)
  • Not offered to residents of the UK, India and Russia; US residents need a Pro account
  • Transactions can be held for KYC checks
Bottom lineChangeNOW rates B: Monero confirmed on its own site and verified by XMRList editors, with one trade-off: KYC can be required for some orders.SimpleSwap rates B: Monero confirmed on its own site and verified by XMRList editors, with one trade-off: KYC can be required for some orders.

Highlighted rows differ. "—" means we have not recorded that fact yet. Wrong or missing? Send a source.

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