Can I buy Monero in the EU and EEA?
MEXC list XMR and do not name the EU and EEA as restricted, but local licensing is unverified. Local rules restrict privacy coins on licensed platforms. Non-custodial swaps and P2P markets work without an exchange account.
Built from exchange notices, public exchange APIs and regulator texts. Every row links to its source. Last checked 5 Nov 2026. Wrong or out of date? Send us a source.
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Centralised exchanges
| Exchange | XMR status | Since | What we found | Source |
|---|---|---|---|---|
| MEXC | Available | Nov 2026 | EU states are not on MEXC's prohibited list and XMR spot is live, but MEXC does not appear to hold a MiCA licence. (low confidence) | Notice |
| HTX (Huobi) | Blocks residents | Nov 2026 | HTX user agreement bars users from all EU member states from all services. | Notice |
| Kraken | Delisted | Nov 2026 | Restrictions page (updated 4 Nov 2026): EEA clients cannot deposit or trade XMR. | Notice |
| Bitpanda | Not listed | Oct 2026 | Cryptoticker check on 5 Oct 2026: XMR not among Bitpanda's ~880 assets. Earlier listing history not verified. | Report |
| Bitvavo | Not listed | Nov 2026 | API rejects market XMR-EUR as invalid on 5 Nov 2026. Earlier listing history not verified. | Notice |
| Bitfinex | Available worldwide status | Nov 2026 | Public API lists XMRBTC, XMRUSD and XMRUST (USDT) exchange pairs on 5 Nov 2026. | Notice |
| KuCoin | Available worldwide status | Nov 2026 | API check 5 Nov 2026: XMR deposits and withdrawals enabled; XMR-USDT/BTC/ETH/USDC trading enabled. Exact reopening date not found. | Notice |
| Poloniex | Available worldwide status | Nov 2026 | API check 5 Nov 2026: XMR_USDT market state NORMAL (tradable since 28 Jul 2022 on current platform). | Notice |
| Binance | Delisted worldwide status | Nov 2026 | API check 5 Nov 2026: XMRUSDT spot symbol status BREAK (not trading). XMRUSDT USDT-M perpetual still trading; no XMR deposits/withdrawals. | Notice |
| CoinEx | Delisted worldwide status | Nov 2026 | CoinGecko shows no CoinEx XMR tickers on 5 Nov 2026; CoinEx API returned 503. Whether CoinEx ever listed XMR, and when it stopped, is unverified. (low confidence) | Notice |
| Gate | Delisted worldwide status | Nov 2026 | API check 5 Nov 2026: Gate spot returns 'Invalid currency XMR'; only an XMR_USDT perpetual exists. Spot delisting date not found. | Notice |
| OKX | Delisted worldwide status | Nov 2026 | API check 5 Nov 2026: no XMR spot or swap instruments listed. | Notice |
| TradeOgre | Delisted worldwide status | Sep 2025 | RCMP shut down TradeOgre and seized C$56M in crypto (announced 18 Sep 2025); site had already been offline for months. Not a 2024 event. | Report |
| Bitget | Not listed worldwide status | Nov 2026 | API check 5 Nov 2026: XMRUSDT spot symbol does not exist; XMRUSDT USDT-futures contract exists. Spot history not verified. (low confidence) | Notice |
| Bitstamp | Not listed worldwide status | Nov 2026 | Trading-pairs API lists no XMR pair on 5 Nov 2026; GhostSwap found no record Bitstamp ever listed XMR. | Notice |
| Bybit | Not listed worldwide status | Nov 2026 | API check 5 Nov 2026: no XMRUSDT spot market; only an XMRUSDT linear perpetual (no XMR deposit/withdrawal). Spot history not verified. (low confidence) | Notice |
| Coinbase | Not listed worldwide status | Nov 2026 | API returns NotFound for XMR-USD on 5 Nov 2026; GhostSwap found no record Coinbase ever listed XMR. | Notice |
Rows marked "worldwide status" have no evidence specific to the EU and EEA; the exchange may still block the EU and EEA in its terms. Futures-only markets are not counted as a way to buy XMR, because you cannot withdraw coins from them.
Routes that don't need an exchange account
Graded swap services| Route | Type | XMR status | What we found | Source |
|---|---|---|---|---|
| Haveno | P2P | Available | Open-source, non-custodial Haveno software that public networks such as RetoSwap run on; Tor-only P2P trading against fiat and crypto. | Source |
| Instant swap services | Swap | Available | Accountless swap services (e.g. GhostSwap) still swap BTC/ETH/USDT to XMR into the user's own wallet. Terms and KYC triggers vary by provider. | Source |
| RetoSwap (Haveno network) | P2P | Available | Non-custodial P2P Monero exchange over Tor; fiat and crypto offers; site reports 19,000+ completed swaps. Fees 0.1% maker, 0.8-2% taker. | Source |
| THORChain | DEX | Not listed | Native XMR swaps were announced in a 25 Aug 2026 press release, but as of 5 Nov 2026 THORChain mainnet has no XMR pool (API: pool does not exist). XMR is in staged testing before a soft launch. | Source |
Rules in the EU and EEA
All jurisdictionsRestricted
MiCA Art. 76(3) bars trading platforms from admitting coins with built-in anonymisation. From 10 Jul 2027 AMLR Art. 79 bars CASPs from keeping accounts in privacy coins. Holding is legal. Source.
All EU-licensed CASPs: AMLR (EU) 2024/1624 Art. 79 bars CASPs from keeping accounts that allow anonymity-enhancing coins, from 10 Jul 2027. Custody of XMR at EU CASPs ends too. (from 10 Jul 2027) Source
All MiCA-licensed platforms: MiCA Art. 76(3): trading platforms must exclude crypto-assets with built-in anonymisation unless holders and history can be identified. (since 30 Dec 2024) Source
A summary of public sources, not legal advice.
Timeline
- 2027-07-10 All EU-licensed CASPs Delisting scheduled AMLR (EU) 2024/1624 Art. 79 bars CASPs from keeping accounts that allow anonymity-enhancing coins, from 10 Jul 2027. Custody of XMR at EU CASPs ends too.
- 2026-11-05 MEXC Available EU states are not on MEXC's prohibited list and XMR spot is live, but MEXC does not appear to hold a MiCA licence.
- 2026-11-05 HTX (Huobi) Blocks residents HTX user agreement bars users from all EU member states from all services.
- 2026-11-05 Bitvavo Not listed API rejects market XMR-EUR as invalid on 5 Nov 2026. Earlier listing history not verified.
- 2026-11-05 Kraken Delisted Restrictions page (updated 4 Nov 2026): EEA clients cannot deposit or trade XMR.
- 2026-10-05 Bitpanda Not listed Cryptoticker check on 5 Oct 2026: XMR not among Bitpanda's ~880 assets. Earlier listing history not verified.
- 2024-12-30 All MiCA-licensed platforms Restricted MiCA Art. 76(3): trading platforms must exclude crypto-assets with built-in anonymisation unless holders and history can be identified.
- 2024-10-31 Kraken Delisted Trading and deposits of all XMR markets halted for EEA clients on 31 Oct 2024; withdrawals until 31 Dec 2024, then balances converted to BTC.
Frequently asked questions
Can I buy Monero in the EU and EEA?
MEXC list XMR and do not name the EU and EEA as restricted, but local licensing is unverified. Local rules restrict privacy coins on licensed platforms. Non-custodial swaps and P2P markets work without an exchange account.
Is Monero legal in the EU and EEA?
MiCA Art. 76(3) bars trading platforms from admitting coins with built-in anonymisation. From 10 Jul 2027 AMLR Art. 79 bars CASPs from keeping accounts in privacy coins. Holding is legal. A summary of public sources, not legal advice.
How can I get XMR without an exchange account?
Non-custodial routes do not need an exchange account: Haveno, Instant swap services, RetoSwap (Haveno network). Coins go straight to your own wallet. Check the local rules that apply to you.
Other countries
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